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Andrew Corbman: Are Fixed Index Annuities for You? Part 2

Andrew Corbman: Are Fixed Index Annuities for You? Part 2

In Part 1 of this two-part series on fixed index annuities, Andrew Corbman discussed what fixed index annuities are and what makes them unique financial products. One reason why fixed index annuities get a lot of bad rap is because of their cap rate. However, if you're highly averse to risk and are looking for diversification, a fixed index annuity is a great way to boost your stream of retirement income. Not everyone has the time and talent to time the market so in a volatile environment, fixed index annuities provide guaranteed protection to your principal and investment returns, if any. Are Fixed Index Annuities for You? As mentioned, fixed index annuities are best suited for certain types of people whose goals can be met with the guaranteed returns. For…
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Wealth Management Basics For The Retiree

How important is wealth management? Just ask retirees who are having a very difficult time financially. It cannot be stressed enough how much a lot of retirees wished they had done it in the earlier years. [caption id="attachment_90" align="aligncenter" width="300"] Image source: efdreams.com[/caption] Wealth management encompasses a multitude of aspects. But its most important parts include asset and monetary protection. These are extremely huge factors in determining how retirement will turn out. Whether a person’s retirement is filled with joy, fulfillment, and peace of mind, or worry depends on their wealth management practices years before the retirement. Wealth management is (and ought to be) long term, especially if one of the goals of retirees is to leave something behind for the people they love. [caption id="attachment_91" align="aligncenter" width="300"] Image source:…
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Andrew Corbman: What to Know before Getting a Fixed Index Annuity

Andrew Corbman: What to Know before Getting a Fixed Index Annuity

Andrew Corbman guides his readers through the complex nature of fixed index annuities. While FIAs are considered low-risk investment products, not all are created equal. Thus, those interested in getting a fixed index annuity should learn to ask all the right questions to arrive at an informed decision. Fixed index annuities have been steadily gaining acceptance as an investment product, especially for those planning their retirement. From 2013 to 2014, sales rose more than 20%, and because they are generally considered safe investments, the trend is bound to continue. While the actions of some financial advisors have brought FIAs under scrutiny, Andrew Corbman believes that potential investors can protect themselves by asking a few simple questions. Below are some questions you could ask before deciding whether or not to get…
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Andrew Corbman: Are Fixed Index Annuities for You? Part 1

Andrew Corbman: Are Fixed Index Annuities for You? Part 1

Andrew Corbman finds joy in helping clients maximize the benefits provided in fixed index annuities. Read the blog below to learn more about this complex financial product and to determine whether it's right for you: There is no shortage of financial products out there for you to choose from. From mutual funds and certificates of deposits, to stocks and bonds, these financial instruments are designed to grow your money depending on your goal. When it comes to retirement, fixed index annuities are often at the bottom of the totem pole, but that doesn't mean they aren't any good. In fact, Andrew Corbman shares that fixed index annuities are very good for specific types of people and circumstances. [caption id="" align="aligncenter" width="400"] Image Source: Annuity Straight Talk[/caption] Fixed Index Annuities First…
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Andrew Corbman: What ASC Financial Can Do For You

Andrew Corbman: What ASC Financial Can Do For You

Working hard and optimizing his skills and talents in strategy, prioritization and decision making, Andrew Corbman and his own firm, ASC Financial, Inc., employ proven methods of financial planning and asset and wealth management to help retirees find ways that work to expand their investments. A trusted financial advisor, Andrew Corbman helps clients decide more intelligently about what to do with their wealth and assets to ensure a secure financial future for themselves and their loved ones. Selflessly, he educates clients on fixed index annuities and the importance of the death benefit in helping provide for their families. He aims to help clients make educated decisions on what is considered morbid by many but essential for the progressive minded: death benefits. [caption id="" align="aligncenter" width="418"] Image Source: usnews.com[/caption] Patiently, he…
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Andrew Corbman: Fixed Index Annuities – Good Retirement Investments?

Andrew Corbman: Fixed Index Annuities – Good Retirement Investments?

Andrew Corbman discusses the pros and cons of fixed index annuities, focusing on their potential as an investment product in lieu of stocks and bonds. [caption id="" align="alignleft" width="359"] image source: wall street journal[/caption] As of 2015, fixed index annuities were inching closer to stocks, bonds, and ETFs as the investment product of choice among retirees. From notching $38.7 billion in sales in 2013 to $48 billion in 2014, they were described as a good buy by many in finance and the academe. However, FIAs are under-appreciated as a retirement investment because of a few unscrupulous financial advisors exaggerating the convenience and returns associated with them. For starters, Andrew Corbman explains the technique behind fixed index annuities. According to the Insured Retirement Institute, an FIA guarantees a minimum rate of…
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Financial Advisor Andrew Corbman Shares Tips on How to Save Without Breaking a Sweat

Financial Advisor Andrew Corbman Shares Tips on How to Save Without Breaking a Sweat

For Andrew Corbman, the best advice his father gave him was to save, not for a rainy day, but for his retirement. Having learned about managing his personal finances as early as his teenage years from his father, when he first started earning from part-time jobs, he has learned the importance and value of saving. He advises everyone to do the same—to save for their retirement. [caption id="" align="aligncenter" width="1500"] Image Source: ramseysolutions.net[/caption] There are several ways that you can do this. First, and the most common of all, is to deposit a specific amount every month to a savings account that you opened specifically for your retirement funds. Your retirement funds should be in a separate bank account for two reasons: first, so you won't have a difficult time…
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Andrew Corbman on Financial Planning for Your Retirement

Andrew Corbman on Financial Planning for Your Retirement

For Andrew Corbman, financial advisor and strategist, planning for your retirement as early as possible increases your chances of living out your retirement years in comfort and luxury. It's one thing to live with all your basic necessities taken care of every month; and it's a completely different thing to live comfortably and still be able to afford a few luxuries whenever you want. [caption id="" align="aligncenter" width="970"] Image Source: usnews.com[/caption] And it all begins with managing your finances during your employment years. Andrew Corbman aims to help individuals secure a better future by providing helpful financial tips through this blog. He is particularly focused on helping those who are nearing retirement age enjoy their retirement years free of financial worries, by giving them professional advice on building their nest…
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